Insurances

It is important that you purchase travel insurance that properly covers your participation in whatever activities you may undertake at the time that you make your booking. To assist you with this, we have arranged competitive travel insurance from Travel & General Insurance Company plc to specifically meet your needs of your holiday. The policy is underwritten by Travel & General Insurance Company plc, except for section K (legal expenses), which is underwritten by DAS Legal Expenses Insurance Company Limited. Both insurers are authorised and regulated by the Financial Services Authority. CV Travel Holdings is an Appointed Representative of Travel & General Insurance Company plc. Details of both companies can be found on the FSA website (www.fsa.gov.uk).

Should you decide not to purchase our insurance, you must provide us with details of your alternative insurance with your final payment.

SINGLE TRIP POLICY SCHEDULE OF COVER Section Sum Insured Excess A Cancellation & Curtailment Up to £5,000 £50 B Emergency medical repatriation and associated expenses abroad Up to £5,000,000 £50 Hospital benefit £20 for each 24 hr period to a max of £500 Nil C Emergency assistance in the UK Up to £2,000 £50 D Personal accident Up to £25,000 (age limits apply) Nil E Travel delay £20 first 12 hours and £10 each subsequent 12 hours to maximum of £100 Nil   Abandonment Up to £5,000 £50   Missed departure Up to £1,000 £50   Missed connection Up to £1,000 £50 F Personal possessions Up to £2,500 £50   Single item limit £400     Valuables limit £500     Delay baggage (after 12 hours) Up to £100 Nil   Travel documents Up to £500 £50 G Personal money Up to £250 £50 H Hijack £50 for each 24 hour period to a max of £500 Nil I Mugging £50 for each 24 hour period to a max of £500 Nil J Personal liability Up to £2,000,000 £250 K Legal expenses Up to £25,000 Nil PREMIUMS INCLUDING INSURANCE PREMIUM TAX Period Europe Worldwide Up to 10 days £22.00 £37.50 Up to 17 days £26.50 £42.00 Up to 24 days £30.00 £48.00 Up to 31 days £33.50 £52.50 Up to 38 days £46.00 £69.00 Up to 45 days £58.50 £85.50 •   Children 0 to 2 yrs on departure - free when accompanied by an insured adult •   Children 3 to 17 yrs on departure - ½ the base premium when accompanied by an insured adult •   Family rate (2 adults and up to 4 children under 18 yrs) - 2 times the base premium •   Person aged 66-70 yrs on departure - 2 times the base premium •   Person aged 71-75 yrs on departure - 2.5 times the base premium ANNUAL MULTI TRIP INSURANCE If you are frequent traveller who travels more than two or three times each year, our annual multi trip policy is excellent value for money. Policy Europe Worldwide Adult £50.00 £70.00 Couple £90.00 £130.00 Family £99.00 £135.00 Optional cover (available on payment of additional premium) IMPORTANT DECLARATION An insurance policy can only provide cover in respect of an event/occurrence which is sudden, unforeseen and beyond your reasonable control. Therefore any facts known to you, which could possibly result in you having to make a claim, must be disclosed, otherwise you may not be covered. In addition, anyone named an insured under this policy must be able to make the following declaration (The legal guardian must make the declaration for anyone under the age of 18 years old): 1) I am not receiving treatment, including regular medication, within the last 12 months for any condition, nor at any time for any heart related or cancerous condition; 2) I have not been seen by a specialist nor been admitted to a hospital overnight in the last 12 months (other than for regular check ups); 3) I have not been diagnosed by a registered general practitioner as having a terminal condition; 4) I am not waiting for, nor have the knowledge of, the need for an operation, hospital consultation nor any other treatment (including regular medication) nor investigations including the results of a routine test; 5) I do not have any other pre-existing and on-going medical condition(s) that could reasonably be anticipated to give rise to a complication needing medical intervention prior to or during a journey (if in doubt check with your general practitioner); 6) I am not aware of anybody for whom I would be covered for cancellation and curtailment, such as immediate family or travelling companions, suffering from any pre-existing medical condition(s) that may cause me to cancel or cut short my journey;. 7) I do not know of any circumstances that could reasonably be expected to give rise to a claim under this policy. If you cannot make this declaration when you take out the insurance, you must contact Healthcheck on 0845 408 0585. A policy document that fully defines the cover, conditions and exclusions will be sent to you with your booking confirmation. When you receive your policy, please take the time to read it carefully to ensure you understand what is and what is not covered, and that all activities that you may wish to participate in are included. If it does not meet your requirements, please return the policy, proof of premium and any other relevant documents to us within 14 days of receipt and we will refund the premium in full, provided you have not travelled or made a claim. PLEASE ENSURE YOU READ YOUR INSURANCE POLICY CAREFULLY. FAILURE TO COMPLY WITH THE TERMS & CONDITIONS OF THE POLICY MAY RESULT IN COVER BEING RESTRICTED.

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