Our travel insurance has been arranged by Travel & General Insurance Services Limited to specifically meet your needs on your CV Travel holiday. The cover is underwritten by Travel & General Insurance Company plc, except for section K (Legal expenses), which is underwritten by DAS Legal Expenses Insurance Company Limited. Both insurers are authorised and regulated by the Financial Services Authority. CV Travel provides automatic Travel Delay cover as set out below, resulting from industrial action, inclement weather or mechanical breakdown in the event that your departure is delayed 12 hours or more from the time shown on your travel itinerary, to all those people who have booked holidays from our brochure but not taken out the travel insurance with CV Travel.

AUTOMATIC TRAVEL DELAY SCHEDULE OF COVER Section Sum insured per person Excess per person Travel delay £20.00 first 12 hours and £10.00 each subsequent 12 hours to maximum of £100.00 Nil Abandonment after 24 hours     The schedule of the cover below sets out the cover provided by CV Travel tailored insurance. A policy document that fully defines the cover, conditions and exclusions will be sent to you with your booking confirmation. When you receive your policy, please take the time to read it carefully to ensure you understand what is and what is not covered, and that all activities that you may wish to participate in are included. SINGLE TRIP POLICY SCHEDULE OF COVER Section Sum Insured Excess a) Cancellation and curtailment charges Up to £3,000.00 £45.00 b) Emergency medical repatriation and associated expenses abroad Hospital benefit Up to £2,000,000.00 Nil Hospital benefit £10.00 for each 24 hour period to a maximum of £1,000.00 £45.00 c) Emergency assistance in the UK Up to £2,000.00 Nil d) Personal accident Up to £15,000.00 (age limits apply) Nil e) Travel delay £20.00 first 12 hours and £10.00 each subsequent 12 hours to maximum of £250.00     Missed departure Up to £800.00 £45.00   Missed connection Up to £1,000.00 £45.00 f) Personal possessions Up to £2,000.00 £45.00   Delay baggage (after 12 hours) Up to £100.00 Nil   Travel documents Up to £250.00 £45.00 g) Personal money Up to £250.00 £45.00 h) Hijack and mugging £50.00 for each 24 hour period to a maximum of £500.00 Nil i) Personal liability Up to £1,000,000.00 £250.00 j) Legal expenses Up to £15,000.00 Nil PREMIUMS INCLUDING INSURANCE PREMIUM TAX Period Europe Worldwide Up to 10 days £22.00 £37.50 Up to 17 days £26.50 £42.00 Up to 24 days £30.00 £48.00 Up to 31 days £33.50 £52.50 Additional week £12.50 £16.50 •   Children under 2 on date of departure - free if accompanied by an insured adult •   Children under 18 on date of departure - 75% of adult premium if accompanied by an insured adult •   Family rate - 250% of adult premium •   Adults aged 65-70 on date of departure - 200% of adult premium •   Adults aged 70-75 on date of departure - 250% of adult premium •   Scuba diving cover - Double the premium •   Winter sports cover - Double the premium IMPORTANT DECLARATION An insurance policy can only provide cover in respect of accident, illness, injury, loss, damage or an event/occurrence which is sudden, unforeseen and beyond your reasonable control. Therefore any facts known to you, which could possibly result in you having to make a claim, must be disclosed, otherwise you may not be covered. You must tell us about all material facts. A material fact is one that is likely to affect our decision in accepting or continuing your insurance. For example, these could be your employment circumstances, medical history or those of a travelling companion, immediate relative, business associate or other person that may influence you to cancel or curtail your journey. In addition, you must be able to make the following declaration for yourself and anyone travelling with you. As far as I know neither I, nor my travelling companion(s), nor immediate family, nor business associate(s), nor anyone I am visiting, nor anyone else for whom I would expect to be covered: 1) is waiting for an operation, hospital consultation or any other hospital treatment or investigations including the results of a routine test; 2) has been seen by a specialist or been admitted to a hospital overnight in the last 12 months (other than for regular check ups); 3) has any breathing or heart problem (including angina) or high blood pressure, which has needed treatment (including regular medication) in the last 2 years; 4) has recent treatment, including regular medication in the last 12 months for:   a) any disorder of the blood such as clotting, bleeding or anaemia; any form of stroke; any form of cancer, leukaemia or tumour; a transplant;   b) any psychiatric illness, dementia or dialysis treatment;   c) any other pre-existing and on-going medical condition that a registered general practitioner could reasonably anticipate may give rise to a complication needing medical intervention prior to or during a journey (if in doubt check with your general practitioner); 5) has been diagnosed by a registered general practitioner as having a terminal condition; 6) know of any reason why the journey is likely to be cancelled or cut short. If you cannot make this declaration when you take out the insurance, you must contact Healthcheck on 0845 408 0585. Please ensure that you read your policy carefully. If you cannot meet your requirements, please return the policy, proof of premium and any other relevant documents to us within 14 days of receipt and we will refund the premium in full, provided you have not travelled or made a claim. PLEASE ENSURE YOU READ YOUR INSURANCE POLICY CAREFULLY. FAILURE TO COMPLY WITH THE TERMS & CONDITIONS OF THE POLICY MAY RESULT IN COVER BEING RESTRICTED.